Business and Commercial Insurance

Your Business Insurance policy

 is key to managing your business with confidence. As a small business owner, you face a variety of unique challenges and circumstances, but ultimately is a rewarding endeavor. And as a small business owner, you understand better than anyone the unique circumstances and challenges owning a business can bring. Having a secure, personalized business insurance policy can offer invaluable protection and peace of mind. Contact us. We will help!

Property Insurance

Whether you've been in business for years or you're just starting out, we understand how important it is that your property is well protected. That's why we work hard to help ensure your livelihood won't be jeopardized if your tools or equipment are damaged.

  • Accounts Receivable protection
  • Valuable Papers & records protection
  • Employee Dishonesty
  • Computer fraud & funds coverage
  • Business personal property
  • Loss of Money & Securities
  • Business income & expenses
  • Electronic Data
  • Property in Transit
  • Spoilage coverage

Liability Insurance

While it's natural to make mistakes, some unintentional accidents can lead to injuries and potentially devastating lawsuits. Fortunately, there are a variety of ways you can help to protect your business and mitigate risks.

  • General Liability protection
  • Employment practices liability
  • Data Compromise
  • Errors & Omissions
  • Employers Non-owned Auto
  • Products & completed operations

Supplemental Benefits

If your business has 2 or more employees you can provide supplemental benefits and ensure employee retention. Providing this service makes your employees happy and their satisfaction is then returned with great customer service care. We offer benefits that suit your employees needs and can be alter per employee and be tax deducted at the end of the year. Offering great services like:

  • Cancer policy- pays cash benefits for a covered cancer diagnosis. Paying for treatment, surgery and medical appliances.
  • Critical Illness- pays a lump-sum cash benefit when diagnosed with a critical illness
  • Hospital Indemnity- helps pay to cover the out-of-pocket expense when medical deductibles have yet been met.
  • Guardian Dental- Dental exams (annual routine check ups)
  • Eye Med- Vision exams (annual routine check ups)
  • Disability - pays monthly cash benefit for a covered sickness or off-the-job injury that leaves insured partially or totally disabled
  • And much more...

Happy Business Owner with Business Insurance by Rivas Insurance Group